Blog topic: Avoid Scams

Bogus Text Message Prize Offers

If you've ever gotten a text message on your cell phone telling you that you've won a free prize, you're not alone. During the past year, the FTC has gotten tens of thousands of complaints about unsolicited text messages.

Blog Topic: Avoid Scams

This is National Consumer Protection Week!

National Consumer Protection Weeks begins today, and it’s the biggest and best NCPW in 15 years. Thanks to 64 federal, state and local agencies and nonprofits that are putting the spotlight on the critical consumer protection work they do year-round, consumers have easy access to a tremendous variety of timely, useful information about recognizing and reporting frauds and scams, managing credit and debt, using technology, and staying healthy and safe.

Loan Aggregators, or Loan Aggravators?

If you’re thinking about applying for an online payday loan, you might be dealing with a direct lender – or you might be dealing with a loan aggregator. A direct lender lends you the money; a loan aggregator is a middleman – a company that collects your personal and financial information on a loan application and shops it around to lenders who might offer you a loan.

A (Potentially) Taxing Situation

Tax season is here. It’s time to get your files and forms in order. You may be well-versed in W-2s and 1099’s, but do you know that an identity thief can mess up your tax files or even get to your tax refund before you can file for it?

Blog Topic: Avoid Scams

Looking Online for Your Valentine?

Lots of people use online dating sites to find love. Unfortunately, cupid can sometimes be a con artist in disguise.

Blog Topic: Avoid Scams

Trusting Your Sources

You read the news to get the facts. But what happens when that “newsy” site isn’t news at all?

A company that used fake news sites to push acai berry supplements and other weight loss products has agreed to settle FTC charges. The agency has already stopped others that used wanna-be news sites and phony testimonials from supposed reporters to push their products. The M.O. is to make people think the site — and the reporters — are part of legitimate and trusted news organizations, name-dropping CNN and Consumer Reports, among others, to add credibility. But the fact is the sites were ads, masquerading as news.

Blog Topic: Avoid Scams

Robocall Challenge: Your Entries Are In!

Last October, the FTC challenged innovators to create solutions to block those annoying — and illegal — robocalls. We’re happy to announce that we received 744 eligible submissions before the FTC Robocall Challenge closed on January 17, 2013. You can check out a brief description of each entry in the Challenge submission gallery. Way to go, innovators!

Blog Topic: Avoid Scams

Make Data Security Part of Your Routine

Yesterday was Data Privacy Day, and though it’s just one day a year, we hope you’ll make data security part of your regular routine.

 

Gear up for a Great National Consumer Protection Week!

The 15th annual National Consumer Protection Week (NCPW) is March 3 - 9. Government agencies, advocacy organizations, and private sector groups from coast to coast have come together here to share information that can help you make smart decisions about a slew of subjects, including privacy protection, money and debt management, and recognizing identity theft, frauds and scams.

The Clock Is Ticking for Students Seeking Financial Aid

It’s that time of year again. If you’re a college student seeking financial aid, you should fill out the Free Application for Federal Student Aid (FAFSA) as soon as you can. While the deadline for submitting the FAFSA is June 30th, many states and schools allocate funds on a first-come, first-served basis, and some states have deadlines for filing the FAFSA to be eligible for certain kinds of aid.

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