Are you affected by the recent Target hack?

Target has announced that any credit or debit card used in a Target store in the U.S. between November 27 and December 15 may have been compromised. According to the announcement, the stolen information includes the customer’s name, credit or debit card number, and the card’s expiration date and CVV1 (a security code stored on your card's magnetic stripe).

In light of this announcement, the FTC has this advice:

*If you recently used your credit or debit card in a Target store, check your account. If you see charges that you don’t recognize, immediately report them to the fraud department of your bank or credit card provider.

*Going forward, continue to monitor your accounts and check that the information on your credit report is accurate. Your credit report includes information about your credit card accounts and other bills you pay. The law requires the three nationwide consumer reporting companies — Equifax, Experian, and TransUnion — to give you a free copy of your credit report every 12 months if you ask for it. To get your report, visit AnnualCreditReport.com or call 1-877-322-8228. You’ll have to provide some personal and financial information to get your report. For information about how to correct errors in your report, visit ftc.gov/freereports.

To file a complaint, visit ftc.gov/complaint.  For information about identity theft, visit ftc.gov/idtheft.

Comments

It is impossible to get through to Target to cancel the Target debit card I have used during the time period mentioned. Any suggestions?

Yes and I am a widow and senior citizen. WHAT ELSE WILL HAPPEN TO US?.

Wouldn't they just use the Target cc or debit card? Why do we have to call our credit report? (Equifax, Experion, and TransUnion)? Does that mean they have access to my WHOLE credit and all my personal info?

Credit and debit cards used at Target are certainly at risk. We've also heard some anecdotal reports of people who have had new lines of credit opened in their names. The FTC recommends that everyone check their credit reports at least once a year anyway. You can get a free copy of your report if you visit annualcreditreport.com.

It is difficult for me to assess the level fraud compouded on my credit and debit cards. I will look into it and report.

Is there a place to publish cell phone numbers that are a phishing expedition? Here is a recent number that the FCC
identified, and then contacted me:
720-223-8202

The Rules and Regulations of being a retailer are published and gone over and over again with the retailer. Even I know the cardholder name, credit card number, Expiration date and CVV2 value SHOULD NOT BE STORED ON YOUR SERVER. A penalty or more should be against Target and they should be kicked out of the network they participate in. This is getting to be an old, old story. The retailer's choose not to listen and this is what happens. I use my credit card continuously at Target and I don't feel it needs to be my responsibility to monitor my account due to other people lack of accountability.

I used my bank debit card once during that time at target. I just recently had 4 unknown transactions go thru all from Internet company sites, my bank just caught the 5th failed transaction, thank you charter one!!!! I called one of the transaction company's this person used my name, gave my home address, even made an email acct. with AOL...

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