Blog topic: Be Smart Online

Can debt collectors message you for money?

It could start with an unexpected text message or email like this:

ALERT! YOUR PAYMENT FOR $$
IS SCHEDULED FOR 6/19/15
CALL XXX-XXX-XXXX

Hold on. The message is a lie. You don’t have payment arrangements with anyone. So who’s messaging you for money?

Blog Topic: Be Smart Online

A friendly reminder

Just a friendly reminder...if you haven’t changed your passwords in a while, today is a great day to do it. Why? Because it’s Password Day!

Blog Topic: Be Smart Online

Spammy, phony weight loss promises

You get an email from a friend, with a link and a message: “Hi! Oprah says it’s excellent!” But did your friend really send this message? And what’s so excellent?

Millions of people got emails like this one, but not from their friends. Instead, according to the FTC, marketers hired by Sale Slash sent spam emails from hacked email and social media accounts. Why? To trick people into thinking the messages came from a friend. And, of course, to sell stuff.

Image

Privacy matters

Did you know that May 3-9, 2015 is Privacy Awareness Week? It’s an initiative of the Asia Pacific Privacy Authorities Forum.

Privacy Awareness Week highlights the importance of protecting your personal information. This year’s theme is Privacy Matters — a message we promote year-round at the FTC. Whether you’re at home, work, school, or a doctor’s office — there are things you can do to help keep your information private and safe.

Privacy matters image

Money back guarantee hid another fee

Starting a new business? That used to mean throwing a name on some brick and mortar. Nowadays, you need a website. Lots of companies sell domain names and web hosting services that let customers put up websites. It pays to go with one that spells out all the terms and conditions before you buy. But what if a company promises a refund as part of its 30-day money back guarantee — and then surprises you with a nonrefundable fee? That’s called deception.

Blog Topic: Be Smart Online

Protecting your online brokerage accounts from fraud

The SEC’s Office of Investor Education and Advocacy is issuing this Investor Bulletin to help investors protect their online brokerage accounts from fraud. As with all web-based accounts, investors should take precautions to help ensure that their online brokerage accounts remain secure. These online security tips can help.

Blog Topic: Be Smart Online

Double the fun: The FTC announces two new robocall contests

The Empire Strikes Back, Aliens, Terminator 2… Don’t you just love a good sequel? The FTC does, too, and that’s why the agency is returning to DEF CON with a new robocall challenge.

 Humanity Strikes Back

Blog Topic: Be Smart Online

Superfish software on Lenovo notebooks: What you can do

You may have seen — and been concerned by — news stories about Superfish software on Lenovo notebooks. Lenovo began pre-installing Superfish on certain notebooks in September 2014. But, the software makes it easier for hackers to access your personal information, even when you’re visiting a website, like a bank’s website, that uses HTTPS to encrypt the transmission of sensitive information.

Although Lenovo has announced that they have discontinued pre-installing Superfish on its notebooks, some Lenovo notebooks sold today may still have Superfish pre-installed. So, if you purchased a Lenovo notebook any time since September 2014, your computer may be vulnerable to security threats. Here are some steps you can take.

Do you trust those online reviews?

Thinking about using a company, product, or service based on online reviews? You’re probably interested in getting the best service – and price – for your money. You might have read what other customers have written to help with your decision. But can you always trust those online reviews? Just how credible are they?

Blog Topic: Be Smart Online

Can your app really do that?

Apps can provide hours of entertainment, keep you organized, and help you learn something new. Indeed, apps can be helpful, as long as they provide accurate information. But if you’re trying to analyze a serious medical condition with an app — like whether that mole on your back might be a sign of melanoma — talk with your doctor or another reliable medical professional first. As recent FTC cases show, some health apps make claims they can’t back up.

Woman using tablet

Blog Topic: Be Smart Online

Pages