Cyber Monday Shopping Tips
November 27, 2013
Forget the turkey — are you craving some Cyber Monday deals? A little research can help you get the best deal and avoid hassles. Here are some tips to help you save some money and protect your financial information.
- Read reviews. Type the name of the product or company into a search engine along with words like “review,” “complaint,” or “scam.” Be sure to read a few reviews — don’t rely on just one source.
- Look for coupon codes. Search the store’s name with terms like “coupons,” “discounts,” or “free shipping.”
- Know the terms. Find out what the refund/exchange policies are, and if there are any charges (like shipping costs or restocking fees) if you return a product.
- Pay by credit card. Credit cards give you protections that other methods of payment may not. If there’s a problem, you have the right to dispute charges and temporarily withhold payment while your dispute is investigated.
- Use secure checkout. Before you enter your credit card information online, check that the website address starts with “https”. The “s” stands for secure. If you don’t see the “s,” don’t enter your information.
Blog Topic: Be Smart Online