If you’re thinking about applying for an online payday loan, you might be dealing with a direct lender – or you might be dealing with a loan aggregator. A direct lender lends you the money; a loan aggregator is a middleman – a company that collects your personal and financial information on a loan application and shops it around to lenders who might offer you a loan.
What’s not to like about the convenience of free public Wi-Fi? It’s nice to be able to connect to the internet when you’re away from home. Unfortunately, these hotspots often aren’t secure. If you go online using public Wi-Fi — like at an airport or a coffee shop — you may unintentionally share personal information with strangers.
White House Senior Director for Community Partnerships on the National Security Staff
Today, the White House released a policy statement to counter violent extremist use of the Internet to recruit and radicalize to violence in the United States. The original statement can be seen on The White House Blog and the full text is shown here:
The American public increasingly relies on the Internet for socializing, business transactions, gathering information, entertainment, and creating and sharing content. The rapid growth of the Internet has brought opportunities but also risks, and the Federal Government is committed to empowering members of the public to protect themselves against the full range of online threats, including online radicalization to violence.
Today, the FTC announced a settlement with Path — a social networking site that promoted itself as a different kind of social network. Primarily available to users through a mobile app, Path claimed that it “should be private by default. Forever. You should always be in control of your information and experience.”
That’s a nice sentiment, but the FTC charged that what Path told people it was doing with their personal information didn’t jibe with what was going on behind the scenes.
The 15th annual National Consumer Protection Week (NCPW) is March 3 - 9. Government agencies, advocacy organizations, and private sector groups from coast to coast have come together here to share information that can help you make smart decisions about a slew of subjects, including privacy protection, money and debt management, and recognizing identity theft, frauds and scams.
Data privacy is so important, there’s a day dedicated to it. The National Cyber Security Alliance is kicking off Data Privacy Day with an event on January 28, 2013, at the George Washington University Law School in Washington, D.C. Panelists will explore data stewardship and privacy innovation, as well as the implications for personal information in an on-demand mobile environment. FTC Commissioner Maureen Ohlhausen will keynote the event.
More than 20 million Americans will unwrap a new mobile device this holiday season, but most smartphone users admit they don’t know how to protect themselves from mobile security threats. With mobile cyber attacks increasing every year (threats increased 367% in 2011), it’s important that consumers stay protected against growing risks such as viruses, malicious apps, and mobile device theft.