If you’re thinking about applying for an online payday loan, you might be dealing with a direct lender – or you might be dealing with a loan aggregator. A direct lender lends you the money; a loan aggregator is a middleman – a company that collects your personal and financial information on a loan application and shops it around to lenders who might offer you a loan.
Every day, you hear about scammers, hackers, and thieves using the internet to steal money and financial information from people. Just as we do things to make it tough for bad guys to break into our homes and our cars, we can make it tougher for them to break into our computers, too.You can take simple steps — like keeping your computer software up-to-date — to deter a hacker and protect your financial information.
Want some more tips? Here’s a new OnGuardOnline.gov video with steps you can take to keep your computer secure.
What’s not to like about the convenience of free public Wi-Fi? It’s nice to be able to connect to the internet when you’re away from home. Unfortunately, these hotspots often aren’t secure. If you go online using public Wi-Fi — like at an airport or a coffee shop — you may unintentionally share personal information with strangers.
Tax season is here. It’s time to get your files and forms in order. You may be well-versed in W-2s and 1099’s, but do you know that an identity thief can mess up your tax files or even get to your tax refund before you can file for it?
You read the news to get the facts. But what happens when that “newsy” site isn’t news at all?
A company that used fake news sites to push acai berry supplements and other weight loss products has agreed to settle FTC charges. The agency has already stopped others that used wanna-be news sites and phony testimonials from supposed reporters to push their products. The M.O. is to make people think the site — and the reporters — are part of legitimate and trusted news organizations, name-dropping CNN and Consumer Reports, among others, to add credibility. But the fact is the sites were ads, masquerading as news.
White House Senior Director for Community Partnerships on the National Security Staff
Today, the White House released a policy statement to counter violent extremist use of the Internet to recruit and radicalize to violence in the United States. The original statement can be seen on The White House Blog and the full text is shown here:
The American public increasingly relies on the Internet for socializing, business transactions, gathering information, entertainment, and creating and sharing content. The rapid growth of the Internet has brought opportunities but also risks, and the Federal Government is committed to empowering members of the public to protect themselves against the full range of online threats, including online radicalization to violence.
Today, the FTC announced a settlement with Path — a social networking site that promoted itself as a different kind of social network. Primarily available to users through a mobile app, Path claimed that it “should be private by default. Forever. You should always be in control of your information and experience.”
That’s a nice sentiment, but the FTC charged that what Path told people it was doing with their personal information didn’t jibe with what was going on behind the scenes.
Last October, the FTC challenged innovators to create solutions to block those annoying — and illegal — robocalls. We’re happy to announce that we received 744 eligible submissions before the FTC Robocall Challenge closed on January 17, 2013. You can check out a brief description of each entry in the Challenge submission gallery. Way to go, innovators!